Who we are
We’re on a mission to revolutionise the traditional approach to commercial credit reference scoring in the age of open (and big) data.
Founded in 1998, we set out to provide a definitive way to score financial accounts in order to manage credit risk.
Now, 20+ years later, the HScore tool predicts around 90% of UK public insolvencies in advance and is used widely across banking, insurance and corporate credit functions.
The next 20 years is about embracing the disruption that we brought to market in the 2000s. We’re positioning ourselves to be industry leaders, applying cutting-edge machine learning techniques to new, alternative data sources to deliver unprecedented accuracy for our clients.
In our industry, model introspection and scoring transparency is not just important for our clients’ peace of mind, but is fast becoming a regulatory necessity, leading us to explore techniques at the forefront of AI research.

Meet the Team

Andy Clarke
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Patrick Lim
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Dagmara Dettlaff
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Craig Evans
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Ruby Renesh
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Steve Savage
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Will Collins
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Chris Oatts
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Katie Woodman
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Wing Sum Wong
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Mike Newman
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Estela Pinto Requejo
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Giada Chiara Mazzola
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Boris Chazalet
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Zac Guy
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Ross Baines
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Luca Del Basso
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Girish Patel
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Jonathan Davies
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Rimsha Imran Tahir
Click to view Linkedin profileWant to join the team?
We’re always looking to hear from bright people who want to learn and grow at a young and vibrant company!rn