Who we are

We’re on a mission to revolutionise the traditional approach to commercial credit reference scoring in the age of open (and big) data.

Founded in 1998, we set out to provide a definitive way to score financial accounts in order to manage credit risk.

Now, 20+ years later, the H-Score® tool predicts around 90% of UK public insolvencies in advance and is used widely across banking, insurance and corporate credit functions.

The next 20 years is about embracing the disruption that we brought to market in the 2000s. We’re positioning ourselves to be industry leaders, applying cutting-edge machine learning techniques to new, alternative data sources to deliver unprecedented accuracy for our clients.

In our industry, model introspection and scoring transparency is not just important for our clients’ peace of mind, but is fast becoming a regulatory necessity, leading us to explore techniques at the forefront of AI research.

Meet the team

Craig Evans headshot
Estela Pinto Requejo
Mike Newman headshot
Katie Woodman headshot

Craig Evans


Estela Pinto Requejo

Senior Full-Stack Software Engineer

Mike Newman

Commercial Director

Katie Woodman

Operations Support Manager

Steve Savage headshot
Girish Patel headshot
Jonathan Davies headshot
Ruby Renesh headshot

Steve Savage

Marketing Manager

Girish Patel

Senior Account Manager

Jonathan Davies

Data Scientist

Ruby Renesh

Financial Controller

Luca del basso headshot
Zac Guy headshot
Andy Clarke headshot
Dagmara Dettlaff headshot

Luca Del Basso

Analytics Engineer

Zac Guy

Business Development Manager

Andy Clarke

Senior Account Manager

Dagmara Dettlaff

Product Support Executive

Chris Oatts headshot
Wingsum Wong headshot
Paul Lenton headshot
Patrick Lim headshot

Chris Oatts

Head of Data & Product Strategy

Wingsum Wong

Data Analyst

Paul Lenton

Finance Director

Patrick Lim

Senior Technical Lead

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Will Collins headshot
Giada Mazzola headshot
Asset 2

Boris Chazalet

Senior Developer & Problem Solver

Will Collins

Lead Data Engineer

Giada Chiara Mazzola

Operations Support Executive

Ross Baines

IT Manager

Want to join the team?

We’re always looking to hear from bright people who want to learn and grow at a young and vibrant company!