TextScore®
From corporate credit scores to hidden liability risk: TextScore® reads between the lines.
Jargon hides risk. TextScore® finds it.
Traditional models miss what’s written in plain sight. TextScore® uses machine learning to analyse the language in financial reports. It spots signals of distress that numbers alone can’t show.
Your early warning system for corporate risk, built for today’s data-driven decisions.
Find the risk hiding in plain text
Financial reports don’t just show numbers. They tell a story. TextScore® reads the language of company reports and flags patterns linked to corporate distress.
A smarter way to score risk, especially when standard models fall short.
Built on thousands of real-world failures
TextScore® was trained on thousands of UK company reports. Both successful and failed. Our models have learned what risky language looks like, and how it differs from healthy businesses.
That means every corporate credit score is grounded in proven outcomes, not assumptions.
Cut through corporate jargon
Financial reports are dense, repetitive, and full of spin. TextScore® cuts through the noise and highlights the key components you actually need to know. Instantly.
It adds context to your business credit report, without the manual read-through.
Find out more
See how TextScore® adds a new layer of insight to every corporate credit score. And helps you catch risk before it hits.
“We’ve worked with Company Watch for more than 10 years now. I’m impressed with how Company Watch is always ahead of the curve and always exploring innovative new ways to add value to the risk analysis process.”
Ian Selby
Chief Underwriting Officer
“One-stop shop for our information needs.”
Jon Rigby
Risk Analyst
“Easy to use service.”
Andrew Taylor
Transaction Risk Manager
“Provides good, early data and a different perspective to underpin our decisioning. Having moved from a long-standing data provider, we have found Company Watch to be a very innovative product that will be a game changer for our credit management. A professional product for professionals!”
Simon Howell
Senior Credit Manager
“Very reliable and accurate scoring module.”
Ray Draper
Head of Risk & Fraud Management
“A breath of fresh air in the tech space.”
Jane Hull
Underwriting Director
“I don’t believe there is anything else quite like Company Watch on the market.”
Chris Ardern
Risk Underwriting Manager
A corporate credit score measures a company’s financial health and likelihood of default. TextScore® enhances this by analysing the language in financial reports, offering deeper context beyond just numbers.
TextScore® uses advanced machine learning to scan published financial reports. It looks for patterns of language and tone that match companies which went on to fail.
Language often reveals risk before the numbers do. Phrases, tone shifts, and linguistic patterns can signal trouble. Even when financials still look stable.
It covers publicly listed and large private UK companies that publish financial reports – the kind where language is dense and meaningful.
Traditional business credit reports rely heavily on financial ratios and filings. TextScore® adds an extra layer by interpreting the tone and content of financial narratives, giving you a more complete picture.
Yes – it works alongside our business credit scores to enhance accuracy and spot risk earlier.
Ready to level up your risk strategy?
See how our solutions can transform the way you manage financial risk. Take the first step toward a more resilient, data-driven future.
Here’s what you’ll unlock:
- Analyse your full risk exposure
- Model and stress-test real-world scenarios
- Get daily alerts on portfolio changes
- Explore award-winning tools and features
- Make faster, smarter decisions backed by data
