Credit and Contract Limit
Business credit and contract limit recommendations you can trust.
Don’t guess the limit. Get it right.
Our business credit and contract limit score gives you a fast, evidence-backed starting point. Based on real financial indicators, not instinct.
Lend smarter, reduce exposure, and move faster.
A smart starting point for lending
Lending decisions are risky when limits are based on guesswork.
Our score evaluates trading activity, creditor exposure, contracts, and repayment capacity. Get a fast, reliable business credit and contract limit to work from, without cutting corners.
Backed by real risk indicators
This isn’t surface-level scoring.
We use H-Score®, cash flow insights, PoD®, and public record data to suggest a tailored business credit limit up to £50M.
Built for real-world decision making
We analyse how long a company’s been trading, their payment history, and their financial resilience. So you don’t overextend or miss opportunity.
Use it alongside our flagship business credit scores for full context.
Find out more
Learn how Credit & Contract Limit scores help you move from rough estimates to risk-aware lending decisions.
“We’ve worked with Company Watch for more than 10 years now. I’m impressed with how Company Watch is always ahead of the curve and always exploring innovative new ways to add value to the risk analysis process.”
Ian Selby
Chief Underwriting Officer
“One-stop shop for our information needs.”
Jon Rigby
Risk Analyst
“Easy to use service.”
Andrew Taylor
Transaction Risk Manager
“Provides good, early data and a different perspective to underpin our decisioning. Having moved from a long-standing data provider, we have found Company Watch to be a very innovative product that will be a game changer for our credit management. A professional product for professionals!”
Simon Howell
Senior Credit Manager
“Very reliable and accurate scoring module.”
Ray Draper
Head of Risk & Fraud Management
“A breath of fresh air in the tech space.”
Jane Hull
Underwriting Director
“I don’t believe there is anything else quite like Company Watch on the market.”
Chris Ardern
Risk Underwriting Manager
It’s a recommended amount of credit you can safely extend to a company, based on financial strength, exposure, and repayment ability.
The score factors in H-Score®, PoD®, cash flow measures, short-term liabilities, working capital, company age, and CCJs – to deliver a realistic lending benchmark.
Our credit limit score is capped at £50 million.
Yes. The score is built for both small businesses and large entities. For higher risk or borderline cases, it pairs well with our other scores and Experiments tools.
Yes. As financials change, so does the credit limit, making it ideal for active portfolio management and ongoing credit monitoring.
It gives your team a clear, data-backed baseline for lending. It helps you standardise processes, reduce risk, and speed up decision-making.
Ready to level up your risk strategy?
See how our solutions can transform the way you manage financial risk. Take the first step toward a more resilient, data-driven future.
Here’s what you’ll unlock:
- Analyse your full risk exposure
- Model and stress-test real-world scenarios
- Get daily alerts on portfolio changes
- Explore award-winning tools and features
- Make faster, smarter decisions backed by data
