The Unsung hero

Credit management is about allowing businesses to grow profitably:
done right, credit management can transform businesses.

It isn’t about ticking boxes.

Be Roger. Don’t be Martin.

Credit reports are just the start

Customer credit reports are a staple of risk management: the Company Watch approach to credit reporting is unlike anything else on the market.

Primarily a financial analytics company rather than a data company, the Company Watch platform provides intelligent insight, giving our users a headstart in their decision making.

The Company Watch Difference

H-Score®: based on Z-Scoring methodology, but turbo-charged for the 21st century, the H-Score® scores companies on a scale of 0-100. A score of 25 or less is in the Warning Area.

PoD®: the probability that a distress event will occur within either one year (1 year PoD®) or three years (3 year PoD®).

TextScore®: using Machine Learning techniques to analyse the words accompanying a company’s filed financials.

Risk Rating: places a client into one of ten risk categories where level 1 is the lowest risk and level 10 is the highest.

Credit Limit: credit-insurer approved limits to help you understand how much exposure you should have with any company.

Stress testing: in just a few clicks you can see where your most critical customers are most financially vulnerable

Customisable email alerts: daily updates on your key portfolios – set the parameters that are important for your business (e.g. H-Score® change by 10 points; Credit Limit changes by 20%)

Don't just take our word for it

We publish a list of recent failures and how we scored them in the run-up
to their demise...

How does your current credit
score perform?