Analytics & Insight


The H-Score® measures a company’s financial health. It is derived from a company’s published financial results and quantifies how closely the accounts resemble those of companies which subsequently failed.


1-year PoD® is the probability that a Distress Event will occur within 1 year or within 3 years (3-year PoD®), expressed as a percentage.

Risk Rating

The Risk Rating places a company on a scale of one of ten risk categories. These broader risk divisions are very useful for portfolio segmentation to help you focus your efforts on the areas of your business that are most critical.

Credit Limit

The Credit Limit is a benchmark figure provided as part of a credit analysis. It gives an indication of the exposure to which a company is likely to be able to sustain to a given creditor.